There is no such thing as a "flood season", flooding can occur anytime of the year no matter where you live. According to the Insurance Information Institute (III) one out of four flood claims come from outside of flood risk areas.  And only flood insurance will cover your losses caused by flooding.  The III provides helpful informative tips to protect... [Read more...]

Do you know if your foundation is covered by your homeowners insurance?  According to Kansas City Master Companies many home insurance policies do not cover foundation repairs. Homeowners’ insurance typical covers sudden or unexpected problems and since most foundation damage usually occurs over a long period of time – many plans don’t cover the repairs. It... [Read more...]